Introduction To Banking
Teacher
DR. RUPSA MAHAPATRA
Category
Domain Courses
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Course Name : Introduction To Banking
Code: CUBC2433 (1-0-1)
Course Objectives
- To provide the student an understanding of banking system in India.
- The conceptual and legal parameters of day to day banking.
- To provide knowledge about different products of a Bank including Deposits and Advances.
- New emerging dimensions in banking system including e-commerce and e-banking.
Course Outcomes
- Learn to know basics of Banking in India
- Have an understanding about basic terminologies in Banking
- Understand about various banking products including digital products
| COS | COURSE OUTCOMES | MAPPING COS WITH POS (High-3; Medium-2; Low-1) |
| CO1 | Learn to know basics of Banking in India. | PO1(3), PO2(2) |
| CO2 | Have an understanding about basic terminologies in Banking. | PO1(2), PO2(3) |
| CO3 | Understand about various banking products including digital products. | PO2(3)
|
Course Syllabus
Module I:
Overview of Banking
Definition, Functions of bank, Structure of Banking Sector in India
Deposits: Classification of bank accounts, Savings, Current, Recurring and Fixed Deposit Account, Calculation Interest on Deposits
Loans and Advances: Merits and Principles of Granting Loan, Personal Loan, Home Loan, Loan against property, Car Loan, Education Loan, Business Loan: Types of Business Loan, Process of obtaining Business Loan, Documents needed for securing a business loan, Steps of obtaining loans, Securities needed for loan, Creation of charge, Calculate interest on C/C Loan
Module II:
Services Provided by Bank
Cards: Debit Card, ATM Card, Credit Card, Calculation of Interest on Credit Card
Banking Instruments: Cheque, NEFT, RTGS, IMPS, Internet Banking
Letter of Credit & Bank Guarantee: Elements of a Letter of Credit, Parties to a Letter of Credit, Letter of Credit Documents, Process of Letter of Credit, Bank Guarantee (BG), Classification of BG, Execution of BG, Letter of Credit vs Bank Guarantee
Bank Rates in India: CRR, SLR, Repo Rate, Reverse Repo Rate
Our Main Teachers
Dr. Mahapatra is working as an Assistant Professor (Finance) at Centurion University of Technology & Management. She holds a master’s degree in finance from Ravenshaw university. After that she did her Master in Philosophy degree (M.Phil. in Management) from Ravenshaw University. She has also completed her Ph.D. in Commerce from Ravenshaw University. She has more […]