Agricultural Finance and Cooperatives
agricultural-finance-and-cooperatives
Syllabus
Faculty: N Durga Prasad
Agricultural Finance and Cooperation
ASEC2102 2(1+1)
The Objective of this Course is to impart knowledge and expertise in the field of agricultural finance
It enables the student to understand the business planning and financial management of an agri-business: become aware of the international models for gauging agricultural debt and the role of the regulator in agricultural financing.
On the completion of the course, students will be able to:
• Learn sources of Agricultural Micro-Macro financing and credit systems.
• Understand History of financing agriculture in India
• Learn about Significance and limitations of Crop insurance
. • Significance of Farming Cooperatives.
• To acquire Knowledge of successful cooperative systems in India and newly launched crop insurance schemes.
• Estimation of Credit requirement of farm business.
• Preparation and Analysis of project reports and Financial Statements
• Analysis and performance of commercial banks, cooperative banks to acquire firsthand knowledge of their management, schemes and procedures
Module :1
Theory Agricultural Finance-meaning, scope and significance, credit needs and its role in Indian agriculture. Agricultural credit: meaning, definition, need, classification. Credit analysis: 4 R’s, and 3C’s of credits. Sources of agricultural finance: institutional and non-institutional sources, commercial banks, social control and nationalization of commercial banks, Micro financing includingKCC. Lead bank scheme, RRBs, Scale of finance and unit cost. An introduction to higher financing institutions –RBI, NABARD, ADB, IMF, world bank, Insurance and Credit Guarantee Corporation of India. Cost of credit. Recent development in agricultural credit .Preparation and analysis of financial statements –Balance Sheet and Income Statement .Basic guidelines for preparation of project reports-Bank norms –SWOT analysis.
Module :2
Agricultural Cooperation –Meaning, brief history of cooperative development in India ,Objectives, principles of cooperation, significance of cooperatives in Indian agriculture. Agricultural Cooperation in India-credit, marketing, consumer and multi-purpose cooperatives, farmers’ service cooperative societies, processing cooperatives, farming cooperatives, cooperative warehousing; role of ICA, NCUI, NCDC, NAFED.
Practical:
Determination of most profitable level of capital use .Optimum allocation of limited amount of capital among different enterprises.
Analysis of progress and performance of cooperatives using published data.
Analysis of progress and performance of commercial banks and RRBs using published data. Visit to a commercial bank, cooperative bank and cooperative society to acquire firsthand knowledge of their management, schemes and procedures.
Estimation of credit requirement of farm business –A case study .Preparation and analysis of balance sheet –A case study. Preparation and analysis of income statement –A case study .Appraisal of a loan proposal –A case study. Techno-economic parameters for preparation of projects.
Agricultural Finance - meaning, scope and significance, credit needs and its role in Indian agriculture.
Introduction to Agri-Finance and Cooperatives
https://www.youtube.com/watch?v=qgLRIAEyeKA
Agricultural credit: meaning, definition, need, classification. Credit analysis- 3 R’s, 5 C’s and 7 P’
Agricultural Credit
https://www.youtube.com/watch?v=i6HP9lnPm9Y
Sources of agricultural finance: institutional and non-institutional sources, commercial banks, social control and nationalization of commercial banks, Micro financing including KCC
Sources of Agrifinance
https://www.youtube.com/watch?v=QNOJs2YQ-Xk
Lead bank schemes: RRBs, Scale of finance and unit cost. An introduction to higher financing institutions – RBI, NABARD, ADB, IMF, world bank,
Higher Financing Instutions
https://www.youtube.com/watch?v=fcJdekUszeE
Cost of credit: Recent development in agricultural credit. Preparation and analysis of financial statements – Balance Sheet and Income Statement
Cost of Credit &Financial Statements
https://www.youtube.com/results?search_query=preparation+of+financial+statements+animated+video+
Crop Insurance: its scope , significance and limitations and the potential of newly launched ‘ Pradhanmantri fasal bima yojna’(Prime Minister’s Crop Insurance Scheme
Crop Insurance
https://www.youtube.com/watch?v=PFn8hvoMfNg
Agricultural Cooperation –Meaning, brief history of cooperative development in India ,Objectives, principles of cooperation, significance of cooperatives in Indian agriculture
Agricultural cooprative system
https://www.youtube.com/watch?v=g_6gWmKwpjk
Basic guidelines for preparation of project reports-Bank norms –SWOT analysis.
Preparation of a Project
https://www.youtube.com/watch?v=51XkoK3_FFU
Role of Cooperatives in the emerging economic scenario
Role cooperatives in the emerging scenario
https://www.youtube.com/watch?v=rtzuz2j9LI4
session 10
Role of National and International Cooperative organizations: ICA, NCUI, NCDC, NAFED
Role of Cooprative institutions
Agricultural Finance and Cooperation
ASEC2102 2(1+1)
Course Objectives
The Objective of this Course is to impart knowledge and expertise in the field of agricultural finance
It enables the student to understand the business planning and financial management of an agri-business: become aware of the international models for gauging agricultural debt and the role of the regulator in agricultural financing.
Learning Outcomes
On the completion of the course, students will be able to:
• Learn sources of Agricultural Micro-Macro financing and credit systems.
• Understand History of financing agriculture in India
• Learn about Significance and limitations of Crop insurance
. • Significance of Farming Cooperatives.
• To acquire Knowledge of successful cooperative systems in India and newly launched crop insurance schemes.
• Estimation of Credit requirement of farm business.
• Preparation and Analysis of project reports and Financial Statements
• Analysis and performance of commercial banks, cooperative banks to acquire firsthand knowledge of their management, schemes and procedures
Course Syllabus
Module :1
Theory Agricultural Finance-meaning, scope and significance, credit needs and its role in Indian agriculture. Agricultural credit: meaning, definition, need, classification. Credit analysis: 4 R’s, and 3C’s of credits. Sources of agricultural finance: institutional and non-institutional sources, commercial banks, social control and nationalization of commercial banks, Micro financing includingKCC. Lead bank scheme, RRBs, Scale of finance and unit cost. An introduction to higher financing institutions –RBI, NABARD, ADB, IMF, world bank, Insurance and Credit Guarantee Corporation of India. Cost of credit. Recent development in agricultural credit .Preparation and analysis of financial statements –Balance Sheet and Income Statement .Basic guidelines for preparation of project reports-Bank norms –SWOT analysis.
Module :2
Agricultural Cooperation –Meaning, brief history of cooperative development in India ,Objectives, principles of cooperation, significance of cooperatives in Indian agriculture. Agricultural Cooperation in India-credit, marketing, consumer and multi-purpose cooperatives, farmers’ service cooperative societies, processing cooperatives, farming cooperatives, cooperative warehousing; role of ICA, NCUI, NCDC, NAFED.
Practical:
Determination of most profitable level of capital use .Optimum allocation of limited amount of capital among different enterprises.
Analysis of progress and performance of cooperatives using published data.
Analysis of progress and performance of commercial banks and RRBs using published data. Visit to a commercial bank, cooperative bank and cooperative society to acquire firsthand knowledge of their management, schemes and procedures.
Estimation of credit requirement of farm business –A case study .Preparation and analysis of balance sheet –A case study. Preparation and analysis of income statement –A case study .Appraisal of a loan proposal –A case study. Techno-economic parameters for preparation of projects.
Session Plan
Session 1
Agricultural Finance - meaning, scope and significance, credit needs and its role in Indian agriculture.
Introduction to Agri-Finance and Cooperatives
https://www.youtube.com/watch?v=qgLRIAEyeKA
Session 2
Agricultural credit: meaning, definition, need, classification. Credit analysis- 3 R’s, 5 C’s and 7 P’
Agricultural Credit
https://www.youtube.com/watch?v=i6HP9lnPm9Y
Session 3
Sources of agricultural finance: institutional and non-institutional sources, commercial banks, social control and nationalization of commercial banks, Micro financing including KCC
Sources of Agrifinance
https://www.youtube.com/watch?v=QNOJs2YQ-Xk
Session 4
Lead bank schemes: RRBs, Scale of finance and unit cost. An introduction to higher financing institutions – RBI, NABARD, ADB, IMF, world bank,
Higher Financing Instutions
https://www.youtube.com/watch?v=fcJdekUszeE
Session 5
Cost of credit: Recent development in agricultural credit. Preparation and analysis of financial statements – Balance Sheet and Income Statement
Cost of Credit &Financial Statements
https://www.youtube.com/results?search_query=preparation+of+financial+statements+animated+video+
Session 6
Crop Insurance: its scope , significance and limitations and the potential of newly launched ‘ Pradhanmantri fasal bima yojna’(Prime Minister’s Crop Insurance Scheme
Crop Insurance
https://www.youtube.com/watch?v=PFn8hvoMfNg
Session 7
Agricultural Cooperation –Meaning, brief history of cooperative development in India ,Objectives, principles of cooperation, significance of cooperatives in Indian agriculture
Agricultural cooprative system
https://www.youtube.com/watch?v=g_6gWmKwpjk
Session 8
Basic guidelines for preparation of project reports-Bank norms –SWOT analysis.
Preparation of a Project
https://www.youtube.com/watch?v=51XkoK3_FFU
Session 9
Role of Cooperatives in the emerging economic scenario
Role cooperatives in the emerging scenario
https://www.youtube.com/watch?v=rtzuz2j9LI4
session 10
Role of National and International Cooperative organizations: ICA, NCUI, NCDC, NAFED
Role of Cooprative institutions
Case Studies
Case Studies
Case Studies
Case Studies
Case Studies
Course Materials
- Introduction to Agri-Finance and Cooperatives
- Role of Agriculture in Indian Economy
- Sources of Agrifinance
- Commercial Bank &its functions
- AFM sessional plan
- RRBanks
- Introduction to Agri-Finance and Cooperatives
- Agricultural Credit
- AFM sessional plan
- AFC Course outline and
Session plan - AFC Course outline and
Session plan - Agricultural Credit
- Sources of Agrifinance
- Higher Financing Instutions
- Cost of Credit &Financial Statements
- Crop Insurance
- Agricultural cooprative system
- Preparation of a Project
- Role cooperatives in the emerging scenario
- Role of Cooprative institutions
Session plan & materials
No materials published yet.