Agricultural Finance and Cooperatives

Teacher

N Durga Prasad

Category

Core Courses

Course Attendees

Still no participant

Course Reviews

Still no reviews

Agricultural Finance and Cooperation

ASEC2102 2(1+1)

Course Objectives

The Objective of this Course is to impart knowledge and expertise in the field of agricultural finance
It enables the student to understand the business planning and financial management of an agri-business: become aware of the international models for gauging agricultural debt and the role of the regulator in agricultural financing.

Learning Outcomes

On the completion of the course, students will be able to:
• Learn sources of Agricultural Micro-Macro financing and credit systems.
• Understand History of financing agriculture in India
• Learn about Significance and limitations of Crop insurance
. • Significance of Farming Cooperatives.
• To acquire Knowledge of successful cooperative systems in India and newly launched crop insurance schemes.
• Estimation of Credit requirement of farm business.
• Preparation and Analysis of project reports and Financial Statements
• Analysis and performance of commercial banks, cooperative banks to acquire firsthand knowledge of their management, schemes and procedures

Course Syllabus

Module :1
Theory Agricultural Finance-meaning, scope and significance, credit needs and its role in Indian agriculture. Agricultural credit: meaning, definition, need, classification. Credit analysis: 4 R’s, and 3C’s of credits. Sources of agricultural finance: institutional and non-institutional sources, commercial banks, social control and nationalization of commercial banks, Micro financing includingKCC. Lead bank scheme, RRBs, Scale of finance and unit cost. An introduction to higher financing institutions –RBI, NABARD, ADB, IMF, world bank, Insurance and Credit Guarantee Corporation of India. Cost of credit. Recent development in agricultural credit .Preparation and analysis of financial statements –Balance Sheet and Income Statement .Basic guidelines for preparation of project reports-Bank norms –SWOT analysis.
Module :2
Agricultural Cooperation –Meaning, brief history of cooperative development in India ,Objectives, principles of cooperation, significance of cooperatives in Indian agriculture. Agricultural Cooperation in India-credit, marketing, consumer and multi-purpose cooperatives, farmers’ service cooperative societies, processing cooperatives, farming cooperatives, cooperative warehousing; role of ICA, NCUI, NCDC, NAFED.
Practical:
Determination of most profitable level of capital use .Optimum allocation of limited amount of capital among different enterprises.
Analysis of progress and performance of cooperatives using published data.
Analysis of progress and performance of commercial banks and RRBs using published data. Visit to a commercial bank, cooperative bank and cooperative society to acquire firsthand knowledge of their management, schemes and procedures.
Estimation of credit requirement of farm business –A case study .Preparation and analysis of balance sheet –A case study. Preparation and analysis of income statement –A case study .Appraisal of a loan proposal –A case study. Techno-economic parameters for preparation of projects.

Session Plan

Session 1

Agricultural Finance - meaning, scope and significance, credit needs and its role in Indian agriculture.

Introduction to Agri-Finance and Cooperatives

https://www.youtube.com/watch?v=qgLRIAEyeKA

Session 2

Agricultural credit: meaning, definition, need, classification. Credit analysis- 3 R’s, 5 C’s and 7 P’

Session 3

Sources of agricultural finance: institutional and non-institutional sources, commercial banks, social control and nationalization of commercial banks, Micro financing including KCC

Sources of Agrifinance

https://www.youtube.com/watch?v=QNOJs2YQ-Xk

Session 4

Lead bank schemes: RRBs, Scale of finance and unit cost. An introduction to higher financing institutions – RBI, NABARD, ADB, IMF, world bank,

Higher Financing Instutions

https://www.youtube.com/watch?v=fcJdekUszeE

Session 5

Cost of credit: Recent development in agricultural credit. Preparation and analysis of financial statements – Balance Sheet and Income Statement

Cost of Credit &Financial Statements

https://www.youtube.com/results?search_query=preparation+of+financial+statements+animated+video+

Session 6

Crop Insurance: its scope , significance and limitations and the potential of newly launched ‘ Pradhanmantri fasal bima yojna’(Prime Minister’s Crop Insurance Scheme

Session 7

Agricultural Cooperation –Meaning, brief history of cooperative development in India ,Objectives, principles of cooperation, significance of cooperatives in Indian agriculture

Session 8

Basic guidelines for preparation of project reports-Bank norms –SWOT analysis.

Preparation of a Project

https://www.youtube.com/watch?v=51XkoK3_FFU

Session 9

Role of Cooperatives in the emerging economic scenario

session 10

Role of National and International Cooperative organizations: ICA, NCUI, NCDC, NAFED

Case Studies

Case Studies

Case Studies

Case Studies

Case Studies

Recent Comments

    Our Main Teachers