Introduction To Banking

Teacher

DR. RUPSA MAHAPATRA

Category

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Course Name : Introduction To Banking

Code: CUBC2433 (1-0-1)

Course Objectives

  • To provide the student an understanding of banking system in India.
  • The conceptual and legal parameters of day to day banking.
  • To provide knowledge about different products of a Bank including Deposits and Advances.
  • New emerging dimensions in banking system including e-commerce and e-banking.

Course Outcomes

  • Learn to know basics of Banking in India
  • Have an understanding about basic terminologies in Banking
  • Understand about various banking products including digital products
COS COURSE OUTCOMES MAPPING COS WITH POS (High-3; Medium-2; Low-1)
CO1 Learn to know basics of Banking in India. PO1(3), PO2(2)
CO2 Have an understanding about basic terminologies in Banking. PO1(2), PO2(3)
CO3 Understand about various banking products including digital products. PO2(3)

 

Course Syllabus

Module I:

Overview of Banking

Definition, Functions of bank, Structure of Banking Sector in India

Deposits: Classification of bank accounts, Savings, Current, Recurring and Fixed Deposit Account, Calculation Interest on Deposits

Loans and Advances: Merits and Principles of Granting Loan, Personal Loan, Home Loan, Loan against property, Car Loan, Education Loan, Business Loan: Types of Business Loan, Process of obtaining Business Loan, Documents needed for securing a business loan, Steps of obtaining loans, Securities needed for loan, Creation of charge, Calculate interest on C/C Loan

 

 

 

Module II:

Services Provided by Bank

Cards: Debit Card, ATM Card, Credit Card, Calculation of Interest on Credit Card

Banking Instruments: Cheque, NEFT, RTGS, IMPS, Internet Banking

Letter of Credit & Bank Guarantee: Elements of a Letter of Credit, Parties to a Letter of Credit, Letter of Credit Documents, Process of Letter of Credit, Bank Guarantee (BG), Classification of BG, Execution of BG, Letter of Credit vs Bank Guarantee

Bank Rates in India: CRR, SLR, Repo Rate, Reverse Repo Rate

Session Plan

Session 1

Definition of Bank

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Session 2

Evolution of Banking

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Session 3

Function of Bank

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Session 4

Case Study

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Session 5

Classification of Deposits

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Session 6

Saving & Current Account

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Session 7

Calculation interest on deposits

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Session 8

Case Study

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Session 9

Merits & Principles of Granting Loan

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Session 10

Personal Loan

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Session 11

PESTEL Theory

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Session 12

Case Study

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Session 13

Types of Business Loan

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Session 14

Process of obtaining business loan

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Session 15

Documents required for securing a business loan

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Session 16

Creation of Charge

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Session 17

Debit cum ATM Card

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Session 18

Features of Debit Card

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Session 19

Credit Card

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Session 20

Features of Credit Card

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Session 21

NEFT & its Operation

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Session 22

RTGS & its Operation

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Session 23

IMPS & its Operation

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Session 24

Internet Banking

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Session 25

Elements of Letter of Credit

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Session 26

Documents required for Letter of Credit

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Session 27

Bank Guarentee

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Session 28

Classification of Bank Guarentee

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Session 30

Function of RBI

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Session 31

Open Market Operation

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Session 32

CRR & its Operation

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Session 33

SLR & its Operation

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Our Main Teachers

Dr. Mahapatra is working as an Assistant Professor (Finance) at Centurion University of Technology & Management. She holds a master’s degree in finance from Ravenshaw university. After that she did her Master in Philosophy degree (M.Phil. in Management) from Ravenshaw University. She has also completed her Ph.D. in Commerce from Ravenshaw University. She has more […]